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These days it seems as though technology advances at the speed of light. Blink twice and the next breakthrough is available. It's not just about phones or computers-cutting edge technology is now available in every field to make life easier. Nowhere is this more evident than in the luxury real estate market. Innovations can be found in every room of the house. From state-of-the-art security systems to tech-laden bathtubs, the high-tech home is the new dream home.
The smart home is arguably the most influential development in home technology. The idea of controlling various systems (such as lighting and heating) remotely has been around a few years now, but more products are now available that integrate into the connected home network. Home security systems, door locks, and smoke and carbon monoxide detectors can keep you safe, while programmable thermostats, window shades, and beds keep you comfortable. There are also products to keep you entertained, such as TVs, sound systems, and lighting. Refrigerators, ovens, and crock-pots are all operable with a push of a button. Imagine riding home from work in your self-driven car, making sure your lights are on, the kitchen is a comfortable 73 degrees, and your dinner is ready the minute you step in the door.
Some homes are outfitted with technology down to the studs. With smart glass, your windows can darken themselves or turn into a movie screen. Other options include solar-thermal cladding to reduce heat loss, self-healing concrete so your driveway never gets a crack, and anti-bacterial tiles to keep your bathroom squeaky clean. Even building materials themselves are advancing with the digital age. Homeowners want it all when it comes to technology, and contractors and builders can provide it for them.
Smart homes are climbing to the top of “must have” lists around the country, and many sellers are ready to deliver. In fact, in a survey of more than 500 luxury real estate agents, 60% said they are seeing more smart home features in listing descriptions than two to five years ago, with agents also noting these features help sell homes faster. High end now means high tech-an oven ought not be just stainless steel; it must also let you adjust the temperature from across town with your tablet. There's no better, or more desirable way to deliver the comfort and extravagance of luxury real estate to buyers than with smart, up-to-the-minute technology.
Why Master Planned Communities?
According to predictions, there will be changes around the globe in the future that will challenge the way people live. These changes include:
- Much higher gasoline prices
- Greater emphasis on energy efficiency
- Environmental protection and other green features
- Growing water shortages
- A 24-7 world that will demand amenities that are open 24-7
To be able to keep up with the global changes, innovations are needed, especially in the real state industry. Understanding the future requires understanding the demographics and how they influenced the market. Thus the birth of the Master Planned Community.
What Is A Master Planed Community?
A Master Planned Community (MPC) is a large scale self-sustaining residential plan. It has a number of various essential amenities not normally found in a regular housing subdivision. A Master Planned Community gives the ability to work, live and play all within walking distance. Some real estate professionals consider this type of luxury real estate development a “Mixed Use” development since they include retail, housing and entertainment In previous times, clubhouses and pools were at the top of home buyers' lists. Today, access to neighborhood retail services, hi quality restaurants and health care is becoming the top priority according to the latest research. People want to get access to everything they need quickly and at reasonable prices, thus walkable access to civic use areas is in high demand.
Master Planned Communities are designed to provide a master planned convenience. In its varied housing within a community layout, homes are designed to conform to the lifestyle of diverse generations. They are created to provide both soft and hard amenities and services in the way people want them delivered. These luxury communities facilitate residents building and living comfortable lives and having more time to spend with their families. This lifestyle also enhances connectivity between neighbors and their surroundings through shared spaces created for everyone across varied demographics to use whether alone or together.
Important Aspects of Master Planned Communities
To highlight the benefits and most significant aspects of Master Planned Communities, listed below are some of the reasons why it is important to the home buyer.
1. Better Access to Important Resources
As mentioned above, people nowadays want to have easy and quick access from their own homes to their most important resources. In regular housing subdivisions, however, people bought all lands and built huge properties to maximize their lots, leaving no space for other amenities. In Master Planned Communities, lots and houses are planned accordingly by providing a required minimum and maximum size. That ensures that there are more open spaces for the building of other amenities. For example, park and play spaces are already built within the community and cannot be removed or replaced by any other infrastructures. In Master Planned Communities, virtually everything a resident needs is within the community or within short distances. This kind of setting is not just good for working parents, young professionals, aspiring entrepreneurs, and retiring baby boomers, it is also great for children going in and out of school most of all.
2. A Sense of Community Among Residents
The quality of neighbors defines a community. Not surprisingly, most people living in a luxury real estate development such as a Master Planned Community share a common interest which instantly creates a sense of togetherness among neighbors. As a result, residents feel safer, more serene, and more secure. Community events are organized within MPCs to provide residents with an avenue to socialize, get to know each other, and build strong connections. Additionally, the Master Planned Communities are founded on good governance with the rules and responsibilities of every community member that are declared beforehand. Many Luxury Master Planned Luxury Communities provide a variety of different community activities based upon the area within the PUD. For instance, in the luxury area, where homes start at $850,000 or so, you may find high end marinas, with wet slips and dry boat storage. Some luxury developments even have their own private beach in the luxury sectors. In the sections of the Planned Unit Development (PUD) where the homes are in the $300,000's you may find community activities that involve fishing and pool parties.
3. Incorporated Agriculture
Gardens owned by the community is becoming popular in some Master Planned Communities. MPCs work to assist its residents to have their own local food production through either providing community gardens or incorporating small-scale farms.
4. Best Practices for Handling Transportation Issues
The use of multiple trails for biking and walking as well as the presence of sidewalks are necessary features of Master Planned Communities. And, as a solution to the most frequent and current demands of the community on transportation, MPCs implement various, sometimes combined, options of transporting people such as an electric autonomous vehicle systems, bus transit stops, car-sharing services, charging stations for electric vehicles, providing golf carts for driving within the community, or implementing shuttle services.
Other Significant Aspects
Play spaces, fitness boot camps, sand entry beaches, and co-workspaces are a few additional amenities to present in Master Planned Communities. Health and wellness is also one thing that MPCs are giving special attention to as more and more people are wanting to become healthier. The great outdoors with fresh, local produce and fantastic health care are things they are incorporating into the community in addition to sidewalks, pedestrian ways, multi-use trails, and social gathering places. On top of it all, Master Planned Communities have long-term increase in value which leads to great Return On Investment for home owners if planning to sell or rent their property. Master Planned Communities are also great for entrepreneurs. Business opportunities tend to be in abundance as many new partnership opportunities with companies that offer products and services wanted by the new generation of consumers emerge. For aspiring business owners, office spaces tend to be nearby at reasonable prices. The workers of businesses within planned communities tend to earn higher than average incomes. Many residential buyers look for the best location, easy access, quality neighbors, important amenities, and valuable future developments in choosing a home. A Master Planned Community is the realization of what was once just a dream community for many.
What does it Mean?
There is a difference between getting pre-qualified and pre-approved to buy one of the condos for sale downtown. The difference is a pre-qualification means you may be able to get the loan based on skimming of your income and other information. This is why you may get pre-qualified credit card loan offers from time to time. The information usually comes from a list.
When you are pre-approved for a real estate loan, it means you are able to get that money. You can use it to buy one of the condos for sale downtown that you are in love with. This process involves you actually applying for a loan, providing all of your documents, and completing everything the lenders needs to get you approved.
They will tell you the amount of money you can borrow and the interest rate. The offer is going to be good for a set period of time. Typically, it is going to be up to 90 days after you have been approved. Armed with this information, you can start looking around. Once you find the place you wish to make an offer on, they can help you to proceed.
Know what you can Afford
It doesn't make sense to look for condos for sale downtown that are outside of your price range. With the pre-approval process, you are able to shop within your market price. You can use filters online to find those at or below your approved amount. You can talk with a real estate agent and they can refer you to real estate on the market that fits that amount too.
If you can find one of the condos for sale downtown that you want to make an offer on that is less than you were approved for, that is exciting! Not only does it mean you can buy it, but it also means you can reduce your monthly payments below what you know you can pay. That means more money for savings or you can use it to pay off the mortgage early.
Make an Offer
You have bargaining power with the pre-qualification for a mortgage loan. When you make an offer on one of those condos for sale downtown, the seller is going to see you are already approved. It can be enticing to them to accept the amount you offer rather than to hold out for another offer to come along.
Since you are already approved, you aren't going to be on pins and needles after the offer, hoping you can get the money. It is very upsetting to some consumers who find the perfect place but then they can't get approved for the loan. The closing can be done in less time too if you already have your loan approval completed.
Sometimes, there are credit report issues that prevent someone from getting the loan. Finding out about them early on before you look at property can be helpful. It gives you time to evaluate the situation and to work to clear it up. Then you can move forward with buying a place and not have unexpected surprises crash your dream.
A federal judge on Monday denied a request from President Trump's personal attorney Michael Cohen to review the documents seized from the lawyer's home and office last week before prosecutors see them, dealing a setback to Trump's legal team.
U.S. District Judge Kimbra Wood said that she had faith in the Justice Department's so-called “taint team” to isolate materials protected by attorney-client privilege, but added that she would consider allowing a neutral third party requested by Cohen to weigh in.
Also Monday, attorneys confirmed that Fox News host Sean Hannity was the third individual who received Cohen's legal help.
Cohen, who formerly worked at the Trump Organization, is under criminal investigation as part of a grand jury probe into his personal conduct and business dealings, including a $130,000 payment made to adult film star Stormy Daniels in exchange for her silence about a sexual encounter with the married Trump in 2006.
Wood told prosecutors to put all the seized documents into a searchable database to determine which should come under review. Prosecutors said they expected to let Wood know on Wednesday how long it will take them to share the materials with Cohen's legal team. Cohen's lawyers say they will then go through the materials and share relevant information with President Trump's legal team.
Lawyers for Cohen and Trump had sought to be allowed to decide which items seized are protected by attorney-client privilege before prosecutors see them.
Daniels attended the hearing and addressed reporters after it was over.
“For years, Mr. Cohen has acted like he is above the law,” Daniels said. “He has considered himself – and openly referred to himself – as Mr. Trump’s fixer. He has played by a different set of rules, or, should we say, no rules at all.
“He has never thought that the little man, or especially women – even more, women like me – mattered. That ends now,” she added. “My attorney and I are committed to making sure that everyone finds out the truth and the facts of what happened and I give my word that we will not rest until that happens.”
Daniels' attorney, Michael Avenatti, said Judge Wood's decision would ensure that “no documents are spoliated, destroyed or otherwise tampered with, which is our chief concern in connection with this process.”
The hearing took a surprise turn when Judge Wood instructed Cohen's attorneys to disclose the name of a third Cohen client, apart from Trump and top GOP fundraiser Elliot Broidy.
“We have been friends a long time. I have sought legal advice from Michael,” Hannity said on his radio show in response.
But he also said that Cohen did not formally represent him.
“Michael Cohen has never represented me in any matter. I never retained him, received an invoice, or paid legal fees,” Hannity said in a statement issued after his radio show. “I have occasionally had brief discussions with him about legal questions about which I wanted his input and perspective. I assumed those conversations were confidential, but to be absolutely clear they never involved any matter between me and a third party.”
On his Fox News show Monday, Hannity told viewers his conversations with Cohen “almost exclusively focused on real estate.”
“I've said many times on my radio show: I hate the stock market, I prefer real estate,” Hannity said. “Michael knows real estate … I have no personal interest in this legal matter. That's all there is. Nothing more.”
Lawyers for Cohen filed papers Monday saying investigators “took everything” during the raids, including more than a dozen electronic devices. They said that prosecutors had already intercepted emails from Cohen and executed the search warrants only after discovering that there were no emails between Trump and Cohen.
One of Trump's lawyers, Joanna Hendon, asked the judge to block prosecutors from studying material seized in the raid until Cohen and the president have both had a chance to review those materials and argue which are subject to the “sacred” attorney-client privilege.
“The seized materials relating to the president must be reviewed by the only person who is truly motivated to ensure that the privilege is properly invoked and applied: the privilege-holder himself, the President,” Hendon wrote in court papers filed Sunday.
On Monday, Wood rejected Hendon's request for a temporary restraining order on the grounds that it was too early for such an objection.
At issue is the topic of attorney-client privilege, which the president has claimed in recent days is “dead.”
Trump, who was in Florida on Monday, said all lawyers are now “deflated and concerned” by the FBI raid on Cohen.
“Attorney Client privilege is now a thing of the past,” he tweeted Sunday. “I have many (too many!) lawyers and they are probably wondering when their offices, and even homes, are going to be raided with everything, including their phones and computers, taken. All lawyers are deflated and concerned!”
Fox News' Samuel Chamberlain, Jen Oliva and Shira Bush contributed to this report. The Associated Press also contributed to this report.